Resources to Get You In a Home.

Student Loans: What Borrowers Need to Know Now (2024–2025 Update)

Student Loans: What Borrowers Need to Know Now (2024–2025 Update)

Student loan changes are happening fast—and borrowers who don’t act quickly could face credit damage, collections, or garnished wages. Here’s a clear breakdown of what’s changed, what’s coming, and wh... ...more

Mortgage

May 01, 20251 min read

How Much Will My Down Payment Be — And Do I Qualify for Down Payment Assistance?

How Much Will My Down Payment Be — And Do I Qualify for Down Payment Assistance?

The idea that you need 20% down to buy a home is one of the biggest myths in real estate. ...more

Mortgage

May 01, 20252 min read

How Does Having a Seller Pay for My Closing Costs Work?

How Does Having a Seller Pay for My Closing Costs Work?

Buying a home comes with more than just the down payment. You also have to account for closing costs—fees associated with the final steps of the mortgage process. These costs can add up to 2% to 5% of... ...more

Mortgage

April 04, 20252 min read

Should I Use a Realtor and What Is the Best Way to Find One?

Should I Use a Realtor and What Is the Best Way to Find One?

Buying or selling a home is one of the biggest financial decisions most people will ever make. While it's possible to do it on your own, many choose to work with a real estate agent—or Realtor—to guid... ...more

Mortgage

April 04, 20253 min read

How do I fix my credit?

How do I fix my credit?

How Do I Fix My Credit? Your credit score plays a huge role in qualifying for a mortgage, determining your interest rate, and even impacting your ability to rent a home or get a car loan. If your scor... ...more

Mortgage

March 10, 20252 min read

What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?

What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?

The CFPB has faced increased scrutiny in recent months, with ongoing court battles questioning its funding structure and authority. A case currently under review by the U.S. Supreme Court challenges w... ...more

Mortgage

March 10, 20252 min read

The High Desert Group Logo
The High Desert Group Logo

Social Media Links

Contact Us

503-943-9904

Copyright 2025 . All rights reserved.

© 2023 8 Blocks LLC All Rights Reserved. Valley Mortgage Group dba Victory Home Loans NMLS# 2156810 | CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. We will be doing business in the state of California under our registered legal name with California Secretary of State, "Valley Mortgage Group LLC".
Privacy Policy \ NMLS Consumer Access / Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply.
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.
All Zillow rate data and Zillow reviews are © of Zillow, Inc. 2006-2023. Powered by Lenderd.com