Resources to Get You In a Home.

How do I fix my credit?

How do I fix my credit?

How Do I Fix My Credit? Your credit score plays a huge role in qualifying for a mortgage, determining your interest rate, and even impacting your ability to rent a home or get a car loan. If your scor... ...more

Mortgage

March 10, 20252 min read

What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?

What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?

The CFPB has faced increased scrutiny in recent months, with ongoing court battles questioning its funding structure and authority. A case currently under review by the U.S. Supreme Court challenges w... ...more

Mortgage

March 10, 20252 min read

How Trump’s Second Term Could Impact the Real Estate Market

How Trump’s Second Term Could Impact the Real Estate Market

What to Expect in the Real Estate Market Under the New Administration With Donald Trump starting his second term as president, many people are wondering how his plans might affect the real estate mark... ...more

Mortgage

February 07, 20253 min read

Are Mortgage Rates Expected to Go Down in 2025?

Are Mortgage Rates Expected to Go Down in 2025?

Are Mortgage Rates Expected to Go Down in 2025? If you’re thinking about buying a home or refinancing your mortgage, you’re probably wondering: Are mortgage rates expected to go down? With rates playi... ...more

Mortgage

February 07, 20252 min read

Does a Mortgage Credit Inquiry Hurt My Credit Score? What You Should Know

Does a Mortgage Credit Inquiry Hurt My Credit Score? What You Should Know

When you're in the process of buying a home or refinancing your mortgage, it's common to wonder whether having a lender run your credit will negatively impact your credit score. After all, your credit... ...more

Mortgage

January 14, 20252 min read

Rent vs Own: When is the Best Time to Buy a Home?

Rent vs Own: When is the Best Time to Buy a Home?

Deciding between renting and owning a home is a major financial decision, and timing plays a crucial role in determining which option makes the most sense. Whether you're considering buying your first... ...more

Mortgage

January 14, 20251 min read

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© 2023 8 Blocks LLC All Rights Reserved. Valley Mortgage Group dba Victory Home Loans NMLS# 2156810 | CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. We will be doing business in the state of California under our registered legal name with California Secretary of State, "Valley Mortgage Group LLC".
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