Resources to Get You In a Home.

Loan Options for Self-Employed Borrowers Who Maximize Expense Write-Offs

Self-employed individuals often face unique challenges when applying for a mortgage. One common issue arises when business expense write-offs lower taxable income, making it harder to qualify for a tr... ...more

Mortgage

December 03, 2024•3 min read

Why Do Lenders Need to Source Large Deposits in Your Bank Account?

When you’re in the process of buying a home, your lender will carefully review your financial documents, including your bank statements. One question borrowers often ask is, Why do large deposits in m... ...more

Mortgage

December 03, 2024•2 min read

How to Identify Legitimate Mail vs. Spam After Closing on Your New Home

After closing on a new home, many homeowners find their mailboxes suddenly overflowing with letters, offers, and solicitations. With so much arriving at once, it’s easy to feel overwhelmed and wonder,... ...more

Mortgage

November 14, 2024•3 min read

Understanding Your Oregon Property Tax Statement: Do You Need to Pay?

Many Oregon homeowners are surprised when they receive their annual property tax statement and wonder, Do I need to pay this, or is it covered in my mortgage? The answer often lies in the color of the... ...more

Mortgage

November 14, 2024•2 min read

Why Mortgage Rates Don’t Automatically Drop When the Fed Cuts Rates: A Loan Officer’s Perspective

Discover why mortgage rates don’t automatically drop when the Federal Reserve cuts rates in this insightful blog from a loan officer's perspective. Learn how mortgage rates are influenced by bond mark... ...more

Mortgage

October 03, 2024•5 min read

Why You Get So Many Calls When Your Credit is Pulled (and How to Stop Them)

Learn why you receive an influx of calls and emails after your credit is pulled for a mortgage or loan and discover how to stop them. This blog explains how credit bureaus sell your information to thi... ...more

Mortgage

October 03, 2024•5 min read