Resources to Get You In a Home.
Loan Options for Self-Employed Borrowers Who Maximize Expense Write-Offs
Self-employed individuals often face unique challenges when applying for a mortgage. One common issue arises when business expense write-offs lower taxable income, making it harder to qualify for a tr... ...more
Mortgage
December 03, 2024•3 min read
Why Do Lenders Need to Source Large Deposits in Your Bank Account?
When you’re in the process of buying a home, your lender will carefully review your financial documents, including your bank statements. One question borrowers often ask is, Why do large deposits in m... ...more
Mortgage
December 03, 2024•2 min read
How to Identify Legitimate Mail vs. Spam After Closing on Your New Home
After closing on a new home, many homeowners find their mailboxes suddenly overflowing with letters, offers, and solicitations. With so much arriving at once, it’s easy to feel overwhelmed and wonder,... ...more
Mortgage
November 14, 2024•3 min read
Understanding Your Oregon Property Tax Statement: Do You Need to Pay?
Many Oregon homeowners are surprised when they receive their annual property tax statement and wonder, Do I need to pay this, or is it covered in my mortgage? The answer often lies in the color of the... ...more
Mortgage
November 14, 2024•2 min read
Why Mortgage Rates Don’t Automatically Drop When the Fed Cuts Rates: A Loan Officer’s Perspective
Discover why mortgage rates don’t automatically drop when the Federal Reserve cuts rates in this insightful blog from a loan officer's perspective. Learn how mortgage rates are influenced by bond mark... ...more
Mortgage
October 03, 2024•5 min read
Why You Get So Many Calls When Your Credit is Pulled (and How to Stop Them)
Learn why you receive an influx of calls and emails after your credit is pulled for a mortgage or loan and discover how to stop them. This blog explains how credit bureaus sell your information to thi... ...more
Mortgage
October 03, 2024•5 min read
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